Financial Literacy
Understanding the value of credit, creating budgets to manage personal expenditures, rebuilding your credit score, and saving for retirement is valuable information as you continue to plan for the future. We have listed resources here that we think are vital for every person to have access to. We are also available for discussion about your personal credit questions at 800-830-7570.
Financial Literacy Credit Sources
Obtain a Free Copy of your Credit Report
https://www.annualcreditreport.com/index.action
Sample TransUnion Credit Report
What is a FICO Score
http://www.myfico.com/CreditEducation/articles/
FICO Score Calculations
http://www.myfico.com/crediteducation/whatsinyourscore.aspx
Get your Credit Score for Free
https://www.myfico.com/products/fico-blp
https://www.experian.com/lpt/credit-score-tmpl.html
Household Budget Worksheet
http://www.kiplinger.com/tool/spending/T007-S001-budgeting-worksheet-a-household-budget-for-today-a/
Auto Loan Calculator
http://www.bankrate.com/calculators/auto/auto-loan-calculator.aspx
Mortgage Loan Calculator
http://www.bankrate.com/calculators/mortgages/mortgage-calculator.aspx?ic_id=calc-lead_auto_mortgages_globalnav
Locate a local Credit Union
http://www.ncua.gov/analysis/Pages/locate.aspx
Credit Union Education and Financial Tools
http://www.mycreditunion.gov/Pages/default.aspx
School Related Financial Literacy Connections
National Endowment for Financial Education is the leading private nonprofit national foundation dedicated to inspiring empowered financial decision making for individuals and families through every stage of life
http://www.nefe.org/
IGRAD Games, Calculators, Resources & Morehttp://www.igrad.com/FinancialLiteracyForCollegeStudents/
CashCourse® is funded by the NEFE and provides students and school administrators with financial education for every stage of college life
http://www.cashcourse.org/
Cashflow Board Game
Video https://www.youtube.com/watch?v=bvUXf1nMU94
Store http://www.richdad.com/apps-games/cashflow-boardgame
Online Resources, Free Applications and Money Saving Apps
15 Best Online Resources for College Students
http://www.lifehack.org/articles/productivity/15-best-online-resources-for-college-students.html
15 Free Money-Saving Smart Phone Apps
http://www.fastweb.com/student-life/articles/the-15-free-money-saving-apps-for-students
Consumer Reports 7 Free Shopping Apps
http://www.consumerreports.org/cro/news/2015/11/7-free-shopping-apps-that-grab-holiday-discounts-and-deals/index.htm
Retail Me Not – Coupons and Promo Codes and Mobile App
http://www.retailmenot.com/
40 Money Management Tips Every College Student Should Know
http://www.smartaboutmoney.org/Portals/0/ResourceCenter/40MoneyManagementTips.pdf
Textbooks – Buy, Sell, Rent and e-books
https://www.campusbooks.com/
Financial Solutions for Young Adults
https://www.edvisors.com/
Car Buying Tools
Autotrader Names 10 Best Cars for Recent College Graduates
https://www.autotrader.com/car-shopping/10-best-cars-recent-college-graduates-281474980013135
Consumer Reports Best & Worst Car Values
https://www.consumerreports.org/cars/best-and-worst-new-cars-a9664336148/
Kelley Blue Book Car Values
http://www.kbb.com/car-values/
Financial Literacy Websites
http://www.studentdebthelp.org/
http://www.collegescholarships.org/student-living/save-money.htm
https://www.fdic.gov/consumers/consumer/moneysmart/index.html