Financial Literacy
Understanding the value of credit, creating budgets to manage personal expenditures, rebuilding your credit score, and saving for retirement is valuable information as you continue to plan for the future. We have listed resources here that we think are vital for every person to have access to. We are also available for questions at 800-830-7570.
Resource Vault
Resources for your Campus Financial Literacy Program Including:
Videos
Games
Workshops, PowerPoint Presentations and PDF’s
Webinars
Academic Programs and Curriculum
Articles
Financial Literacy Credit Sources
Obtain a Free Copy of your Credit Report
https://www.annualcreditreport.com/index.action
Sample TransUnion Credit Report
What is a FICO Score
http://www.myfico.com/CreditEducation/articles/
FICO Score Calculations
http://www.myfico.com/crediteducation/whatsinyourscore.aspx
Get your Credit Score for Free
https://www.creditkarma.com/auth/logon/
Household Budget Worksheet
http://www.kiplinger.com/tool/spending/T007-S001-budgeting-worksheet-a-household-budget-for-today-a/
Auto Loan Calculator
http://www.bankrate.com/calculators/auto/auto-loan-calculator.aspx
Mortgage Loan Calculator
http://www.bankrate.com/calculators/mortgages/mortgage-calculator.aspx?ic_id=calc-lead_auto_mortgages_globalnav
Locate a local Credit Union
http://www.mycreditunion.gov/Pages/default.aspx
http://www.ncua.gov/analysis/Pages/locate.aspx
http://www.culookup.com/
Credit Union Education and Financial Tools
http://www.mycreditunion.gov/Pages/default.aspx
School Related Financial Literacy Connections
National Endowment for Financial Education is the leading private nonprofit national foundation dedicated to inspiring empowered financial decision making for individuals and families through every stage of life
http://www.nefe.org/
IGRAD Games, Calculators, Resources & More
http://www.igrad.com/FinancialLiteracyForCollegeStudents/
CashCourse® is funded by the NEFE and provides students and school administrators with financial education for every stage of college life
http://www.cashcourse.org/
Cashflow Board Game
Video https://www.youtube.com/watch?v=bvUXf1nMU94
Store http://www.richdad.com/apps-games/cashflow-boardgame
Savings and Resources
Free Applications and Online Tools
http://www.lifehack.org/articles/featured/the-ultimate-student-resource-list.html
15 Best Online Resources for College Students
http://www.lifehack.org/articles/productivity/15-best-online-resources-for-college-students.html
15 Free Money-Saving Smart Phone Apps
http://www.fastweb.com/student-life/articles/the-15-free-money-saving-apps-for-students
Consumer Reports 7 Free Shopping Apps
http://www.consumerreports.org/cro/news/2015/11/7-free-shopping-apps-that-grab-holiday-discounts-and-deals/index.htm
Retail Me Not – Coupons and Promo Codes and Mobile App
http://www.retailmenot.com/
40 Money Management Tips Every College Student Should Know
http://www.smartaboutmoney.org/Portals/0/ResourceCenter/40MoneyManagementTips.pdf
Textbooks – Buy, Sell, Rent and e-books
https://www.edvisors.com/plan-for-college/money-saving-tips/save-money-on-college-textbooks/
Car Buying Resources
Edmunds 2015 Best Retained Value Awards
http://www.edmunds.com/car-reviews/best-retained-value-cars.html
Consumers’ Favorites: 2014 Best Cars for College Graduates
http://www.edmunds.com/car-reviews/consumers-favorites/best-cars-for-college-graduates-2014.html
Autotrader Names 10 Best Cars for Recent College Graduates
http://press.autotrader.com/2015-05-28-Autotrader-Names-10-Best-Cars-for-Recent-College-Graduates
Yahoo The Best Cars for New Graduates
https://www.yahoo.com/autos/the-best-cars-for-graduates-115680397517.html
Consumer Reports Best & Worst Car Values
http://www.consumerreports.org/cro/2012/12/best-worst-values/index.htm
Kelley Blue Book Car Values
http://www.kbb.com/car-values/
Financial Literacy Websites
http://www.studentdebthelp.org/
http://www.higherone.com/knowledge-center/resources
http://finance.youngmoney.com/credit-debt/
http://www.startwithchange.com/
http://www.collegescholarships.org/student-living/save-money.htm
https://www.fdic.gov/consumers/consumer/moneysmart/index.html
http://www.jumpstartcoalition.org/jump$tart-clearinghouse.html